Attention homeowners in Champaign and Champaign County: Need an appraisal?

The top seven reasons why IL homeowners use Appraisals By Trautman:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge Champaign county's assessment of your propertyvalue
To lower their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a IL divorce, where property needs to be divided
Settle an estate in IL by determining the true market value of real estate in question

Do you own a home in or near Champaign? Do you need help determining the value of your real estate?
Contact Appraisals By Trautman.

At Appraisals By Trautman, we understand the particular needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the standard documents we provide. Being a consumer that probably doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisals By Trautman, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're seasoned in helping clients just like you remove unneeded and unwanted PMI insurance.

Challenge Champaign county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes nearby. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Appraisals By Trautman is your number one weapon.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Appraisals By Trautman can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.